Part of interest calculation is risk. That’s why higher credit score leads to lower interest, it’s less of a risk to the lender.
PMI is double dipping. They can pick one, either a flat across the board interest rate for all borrowers or PMI.
Didn’t mean to imply it was entirely about risk.
And while we’re ranting about this, can we throw PMI and whomever came up with it on the bonfire where they belong?
Your telling me that I need to pay for you to have insurance in case I default while your also charging me interest who’s very purpose is to offset risk? Why am I paying to offset your risk FUCKING TWICE AND HOW IS THIS FUCKING LEGAL.
Shit infuriates me. I want all the bankers to get William Wallace on live TV, recorded and played back once a year during a mandatory viewing window so that we never, ever, forget.
It’s not heteronormative oh person with a hammer. You simply lack perspective, as yours seems entirely based on sex and literally none from kink.
Doming and Topping are two different things in the kink world, and imply similar yet drastically different things and are very deliminaited in play.
And even to the comic, it’s BDSM/kink coded more than anything.
This isn’t happening to every person in Russia, it’s happening to every person in Russia with a modern Porsche.
Assumptions can be made about the sample set.